1. Acceptance of Terms
By accessing and using the PPF Calculator website “www.ppfcalculate.com” located at https://ppfcalculate.com/, you acknowledge that you have read, understood, and agree to be bound by the terms of this Disclaimer. If you do not agree with any part of this disclaimer, you must not use our Site.

2. No Financial or Investment Advice
The information provided on this Site, including all calculations, graphs, and articles, is for general informational and educational purposes only. It is not intended to be, and does not constitute, financial, investment, tax, or legal advice.

The PPF Calculator tool generates results based on the inputs you provide and standard mathematical formulas. These results are estimates and projections only. They are not a guarantee of actual returns or future performance. The actual returns on your Public Provident Fund (PPF) investment may vary due to changes in government-prescribed interest rates, deposit dates, and other factors.

3. Accuracy of Information
We strive to ensure that the information on our Site is accurate and up-to-date. However, we do not warrant or guarantee the completeness, reliability, or absolute accuracy of any information, including interest rates and tax rules. The Government of India sets the PPF interest rate, which is subject to change every quarter. Users are responsible for verifying the current interest rates and rules with official sources, such as the Government of India or the Reserve Bank of India (RBI), before making any financial decisions.

4. No Warranties
The Site and its calculator tool are provided on an “as is” and “as available” basis without any warranties of any kind, either express or implied. To the fullest extent permissible by law, PPF Calculator disclaims all warranties, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5. Limitation of Liability
PPF Calculator, its owners, operators, and affiliates shall not be held liable for any direct, indirect, incidental, consequential, special, or exemplary damages, including but not limited to damages for loss of profits, data, or other intangible losses, resulting from:

• • Your use or inability to use the Site or the calculator tool.

• • Any reliance placed by you on the completeness, accuracy, or existence of any information or calculations provided by the Site.

• • Any changes in PPF rules, regulations, or interest rates.

• • Any financial or investment decisions you make based on the information from this Site.

6. User Responsibility
You, the user, assume full responsibility for any investment decisions you make. It is strongly recommended that you consult with a qualified financial advisor, chartered accountant, or other professional advisor to understand the implications for your specific financial situation before investing.

7. Country and State-Specific Notice
This Site and its calculator are designed with the Indian financial system in mind, specifically for the Public Provident Fund scheme offered by the Government of India. While the core PPF scheme is uniform across India, we operate from the state of Assam. The information presented is intended for residents of India.

8. External Links
Our Site may contain links to external websites that are not provided or maintained by us. We do not guarantee the accuracy, relevance, timeliness, or completeness of any information on these external websites. The inclusion of any link does not imply endorsement by PPF Calculator.

9. Changes to This Disclaimer
We reserve the right to update, amend, or change this Disclaimer at any time without prior notice. The “Last Updated” date at the top of this page will be revised accordingly. Your continued use of the Site after any changes constitutes your acceptance of the new Disclaimer.

10. Contact Us
If you have any questions about this Disclaimer,

please contact us via our Contact Page at https://ppfcalculate.com/contact/ or by email at ayatullahali99@gmail.com.