This Privacy Policy describes how PPF Calculator collects, uses, and protects your information when you visit our website https://ppfcalculate.com/. By using the Site, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect
We are committed to your privacy. Given the nature of our service as a calculator tool, we collect minimal information.

a) Personal Information: Voluntarily Provided Information: We may collect personal information that you voluntarily provide to us, such as your name and email address, when you explicitly contact us via our Contact Form or email. This is used solely to respond to your inquiries.
b) Automatically Collected Information: Usage Data: When you visit the Site, our servers may automatically log information that your browser sends. This may include your computer’s Internet Protocol (IP) address, browser type and version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages, and other diagnostic data.
Cookies and Tracking Data: We use cookies and similar tracking technologies to track activity on our Site. Cookies are files with a small amount of data which may include an anonymous unique identifier. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent.
c) Financial Information: Important: We DO NOT collect, store, or process any sensitive financial information. All calculations for your Public Provident Fund (PPF) are performed locally within your browser. The investment amounts, time periods, and interest rates you enter into the calculator are not transmitted to or stored on our servers. Your financial data never leaves your device.
2. How We Use Your Information
We use the collected information for various purposes:

To provide and maintain our Service, including monitoring the usage of our Site.
To detect, prevent, and address technical issues.
To respond to your customer service requests and support needs.
To gather analysis or valuable information so that we can improve our Site.
To monitor the usage of our Site.
3. Tracking Technologies and Cookies
We use Cookies and similar tracking technologies for the following purposes:

Necessary / Essential Cookies: These are essential to provide you with services available through the Website and to enable you to use some of its features.
Analytics Cookies: We use third-party services like Google Analytics to help us understand how our visitors use the Site. This service uses cookies to collect information and report website usage statistics without personally identifying individual visitors. You can learn more about Google’s privacy practices and opt-out of Google Analytics here.
4. Third-Party Services
We may employ third-party companies and individuals (e.g., Google Analytics, hosting providers) to facilitate our Service (“Service Providers”). These third parties have access to your Usage Data only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

5. Data Security
The security of your data is important to us. We implement commercially acceptable security measures to protect against unauthorized access, alteration, disclosure, or destruction of the limited data we collect. However, remember that no method of transmission over the Internet or electronic storage is 100% secure, and we cannot guarantee its absolute security.

6. Links to Other Sites
Our Site may contain links to other sites that are not operated by us. If you click on a third-party link, you will be directed to that third party’s site. We strongly advise you to review the Privacy Policy of every site you visit. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party sites or services.

7. Children’s Privacy
Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If you are a parent or guardian and you are aware that your child has provided us with Personal Data, please contact us.

8. Your Data Protection Rights
Depending on your location, you may have certain data protection rights. We aim to take reasonable steps to allow you to correct, amend, delete, or limit the use of your Personal Data. Since we collect minimal personal data, you can typically achieve this by:

Emailing Us: If you wish to be informed about what Personal Data we hold about you and if you want it to be removed from our systems, please contact us at ayatullahali99@gmail.com.
9. Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the “Last Updated” date. You are advised to review this Privacy Policy periodically for any changes.

10. Contact Us
If you have any questions about this Privacy Policy, please contact us:

Via our Contact Page: https://ppfcalculate.com/contact/
Via Email: ayatullahali99@gmail.com